Terms & Conditions

1. Our Services

Homefriends Financial is a real estate investment company that purchases residential properties. Our services include:

• Providing fair cash offers for residential properties
• Purchasing properties in any condition
• Facilitating quick closings based on seller timelines
• Offering consultation on property sale options

Important: We are real estate investors, not real estate agents or brokers. We buy properties for our own investment purposes.

2. No Obligation Policy

Requesting a cash offer from Homefriends Financial carries no obligation. You are free to:

• Request an offer without commitment
• Compare our offer with other options
• Accept or decline our offer at any time
• Ask questions without pressure

We will never pressure you into selling your property. Our goal is to provide a fair solution that works for your situation.

3. Cash Offers & Valuation

Our cash offers are based on multiple factors including but not limited to:

• Current market value and recent comparable sales
• Property condition and needed repairs
• Location and neighborhood factors
• Current real estate market conditions

All offers are provided in good faith and represent the amount we are willing to pay for your property. Offers may be adjusted if property inspections reveal undisclosed conditions or material differences from the information provided.

4. Privacy & Data Collection

We collect personal information you provide through our website forms, including your name, phone number, email address, and property information. This information is used solely for the purpose of evaluating your property and communicating with you about our services.

We do not sell your personal information to third parties. See our Privacy Policy for complete details.

5. Communication & Contact

By providing your contact information, you agree that Homefriends Financial may contact you via:

• Phone calls
• Text messages / SMS
• Email

You may opt-out of communications at any time by:

• Replying "STOP" to text messages
• Clicking "unsubscribe" in emails
• Calling us at (678) 562-8344 to request removal

6. Property Inspections & Due Diligence

Before finalizing any purchase, we reserve the right to:

• Inspect the property interior and exterior
• Conduct title searches and review property records
• Verify property condition and details provided
• Perform any other reasonable due diligence

Our initial offer may be adjusted if we discover material facts about the property that were not previously disclosed or known.

7. Closing Process

If you accept our offer, the closing process typically involves:

• Execution of a purchase agreement
• Title search and review
• Resolution of any title issues (if necessary)
• Scheduling closing with a title company
• Transfer of property and payment of funds

All closings are conducted through reputable, licensed title companies. We cover all closing costs as stated in our offer.

8. Accuracy of Information

You agree to provide accurate and truthful information about your property, including but not limited to:

• Property condition
• Known defects or issues
• Outstanding liens or encumbrances
• Property ownership status
• Tenant occupancy (if applicable)

Providing false or misleading information may result in adjustment or withdrawal of our offer.

9. Website Use Restrictions

You agree not to use our website for any unlawful purpose or in any way that could damage, disable, or impair the website. Prohibited activities include:

• Submitting false or fraudulent information
• Attempting to access restricted areas of the site
• Using the site to distribute spam or malware
• Scraping or copying website content without permission

10. Disclaimers & Limitations

Our website and services are provided "as is" without warranties of any kind. Homefriends Financial does not guarantee:

• That our offer will match your expected price
• Specific closing timelines (though we work to close as quickly as possible)
• That all properties will qualify for our program

To the maximum extent permitted by law, Homefriends Financial shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

11. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

12. Governing Law & Jurisdiction

These Terms & Conditions are governed by applicable state and federal law. Any disputes arising from these terms or our services will be resolved in the appropriate courts in the jurisdiction where Homefriends Financial operates.

13. Contact Information

If you have questions about these Terms & Conditions, please contact us:

Homefriends Financial
Phone: (678) 562-8344

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.